Voluntary benefits can build on the benefits already provided by the City of Savannah, giving you additional protection that you and your family may need. The City's Voluntary Worksite Benefits are coordinated by Creative Worksite Solutions.  The premium is paid by convenient payroll deduction and can be portable, meaning  you can take your coverage with you and pay the same premium with a direct bill option if you change jobs or retire. 

Contact Information

Voluntary Worksite Benefits Available to You

Hartford Accident Insurance

• Guaranteed Issue, No Health Questions
• 24-hour accident coverage – covers on and off the job accidents or injuries
• Pays a $50 wellness benefit for each covered person when you get your annual check up
• Benefits are paid directly to insured to help with the treatment of accidents
• Accident Insurance Plan Details & Rates 
• How to File a Health Screening Claim

Lincoln Financial Short-Term Disability 

• Guaranteed Issue, No Health Questions
• Benefits available up to 60% of monthly income
• You pick and choose the amount of monthly coverage you need
• Covers you beginning on the 8th day you are out for an accident or sickness and pays out up to 6 months.
•  Short-Term Disability Summary of Benefits & Rates  

Transamerica Cancer Insurance 

• Guaranteed Issue, No Health Questions (New Hires Only)
• Generous benefits for Radiation, Chemotherapy, and Blood/Plasma
• First Occurrence pays $3,000 or $10,000 (depending on plan) lump-sum benefit immediately upon diagnosis
• Plan offers an annual $100 wellness benefit. Wellness claims can be filed directly with Transamerica by calling 800.251.7254, option 2. No paperwork needed. 
• Cancer Insurance Plan Details & Rates 

Hartford Critical Illness Insurance 

• Guaranteed Issue, No Health Questions
• Covers stroke, heart attack, major organ transplant, advanced Alzheimer’s, paralysis, cancer, and other medical conditions  
• COVID-19 benefit that pays 25% of elected benefit for COVID-related hospitalizations of 5 days or more
•  Pays a $50 wellness benefit for each covered person when you get your annual check up        
• Lump-sum payment benefits
• $10,000 to $30,000 coverage available
• Critical Illness Insurance Plan Details & Rates 
• How to File a Health Screening Claim

LegalEASE Legal Insurance  

• $15.70  per month
• Concierge help navigating common individual or family legal issues
• Access to a national network of attorneys with exceptional experience that are matched to meet your needs
• Legal Insurance Plan Details 

Detailed Plan Information:

• Hartford Accident Insurance 
• Lincoln Financial Short-Term Disability 
• Transamerica Cancer Insurance
• Transamerica Critical Illness Insurance 
• LegalEASE Legal Insurance Plan  

Claims:

To file a claim or for any questions regarding your voluntary benefits, please call Creative Worksite Solutions at 866.971.9715. Submit all voluntary benefit claims to Creative Worksite Solutions to ensure proper submission, monitoring, and processing of your claim. Claims can be submitted by email or by fax 843.971.9015

FAQ:

Do I receive short-term disability payments while on Workman’s compensation?

No, you are not eligible to receive short-term disability payments while receiving payments under the City of Savannah workman’s compensation.