What is the National Flood Insurance Program (NFIP)?
The NFIP, created by the National Flood Insurance Act of 1968, is a Federal program based on an agreement between local communities and the Federal Government that states if a community will adopt and enforce a floodplain management ordinance to reduce flood risks in Special Flood Hazard Areas, the Federal Government will make flood insurance available within the community as a financial protection against flood losses. This insurance is designed to provide an insurance alternative to disaster assistance to meet the escalating costs of repairing damage to buildings and their contents caused by floods.

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1. What else can I do to prevent my house from flooding?
2. What is the difference between a Flood watch and Flood warning?
3. How do ponds prevent flooding?
4. What is the difference between a Retention Pond and a Detention Pond?
5. What is compensatory Storage?
6. Why can’t hydrostatic vents be used in the VE zone?
7. What are some of the main construction tips for the different zones?
8. How can I remove my property from the Floodplain?
9. What are benchmark, datum, and datum types?
10. I live in a low-risk flood zone. Do I really need flood insurance?
11. What is the Substantial Damage | Substantial Improved (SD/SI) aka “50% Rule” and Pre FIRM?
12. What is the Coastal Barrier Resources System (CBRS)?
13. What are the different Flood Zones and Risks?
14. What is a Freeboard?
15. What is the difference between Base Flood Elevation (BFE) and Design Base Flood Elevation (DBFE)?
16. What is a 100 year or 500 year storm event?
17. What is the Community Rating System (CRS)?
18. What is Increase Cost of Compliance (ICC)?
19. What is the National Flood Insurance Program (NFIP)?
20. What is the difference between the “Floodplain” and the “Special Flood Hazard Area (SFHA)”?
21. What is the City of Savannah’s Community Number?
22. Do marshes and other vegetation prevent flooding?
23. What is the Preferred Risk Policy (PRP)?
24. Is flood damage from wind-driven rain covered?
25. Can “north-eastern” winds affect flooding?
26. If I live in a flood zone but my finish floor is above the BFE, do I still need flood insurance?
27. Can I get flood insurance if I do not live in a High Risk Area?
28. Can I get flood insurance if I'm renting a property?
29. What types of property may be insured against flood loss?
30. Does my policy go into effect once a payment is made?
31. What is Flood Insurance?
32. What causes flooding in Savannah?
34. What is the Flood Insurance Rate Map (FIRM) used for?
35. Where can I get More Information?
36. How do I know if I am at risk of flooding?
37. What kinds of property are not insurable under the NFIP?
38. What are FIRM Panels and how many are there?
39. What is the purpose of an Elevation Certificate?